Commercial
Secure competitive financing for your commercial property ventures. Whether it's office buildings, retail spaces, or warehouses, we navigate the market to find the best terms for you.
Specialized solutions for industrial properties. We understand the unique challenges and opportunities of industrial real estate financing.
Invest in multi-family residential buildings with confidence. Our expertise covers everything from duplexes to large apartment complexes.
Semi Commercial
Tailored financing for properties with mixed-use (commercial and residential). Ideal for investors looking to diversify their portfolio.
Financing options for business owners looking to purchase or refinance the property their business occupies. Let's enhance your business's equity and growth potential.
Custom mortgage solutions for the hospitality industry. Whether you're acquiring a new property or refinancing an existing hotel, we've got you covered.
Specialized mortgage services for senior living and care facilities. We help you secure financing that meets the unique needs of senior residences.
For over a decade and a half, Jacob has honed his expertise across a spectrum of financial institutions, embodying a unique fusion of commercial banking acumen and a relationship-driven approach. This blend of skills enables him to adeptly connect entrepreneurs with financial solutions that align with their visions. Further enriching his repertoire, Jacob helmed Beyond the Rack as CEO, guiding it to become one of Canada's premier online retail giants. This leadership role not only underscored his profound grasp of the digital and retail landscapes but also deepened his comprehensive understanding of both the operational and financial facets of business.
Within the context of Blueprint Mortgages, Jacob's diverse skill set is invaluable. His extensive background in finance, coupled with a keen insight into the business domain, positions him perfectly to offer tailored mortgage solutions. His ability to bridge the often-daunting gap between business owners and financial institutions is a cornerstone of our approach, ensuring our clients not only receive expert mortgage advice but also strategic support that considers the full scope of their business operations and growth aspirations.
CASE STUDIES
Deal: $2,000,000
Commercial Building
Transaction:
● Management Buyout (MBO) 50% of the remaining shares of a service company.
Features:
● 75% loan to value
● Interest only payments
● Amortization of 25 years
● Prime rate
Benefits For The Client:
● Extremely competitive interest rate
● Extended amortization
● Interest only payment – enabling the client to extend their cash flow
● Funded file within 35 days
Deal: $3,500,000
Condo Inventory
Transaction:
● 10 condos lumped together in one hypothec to increase the overall leverage
Features:
● Loan over 25 years
● Able to repay individual condos
● Rate fixed over 5 years
Benefits For The Client:
● Able to repay each condo individually and they are released from universal hypothec
● Preferred rate
● Able to increase the overall leverage by lumping various condos together
Deal: $4,500,000
Multi Unit Residential
Transaction:
● 95% financing of the purchase price
Features:
● Amortization of up to 50 years
● 95% financing
● Preffered interest rate
● Limited personal recourse
Benefits For The Client:
● Minimal down payment
● Extended amortization gives the ability to increase the leverage
● Limited personal recourse
Deal: $10,500,000
Owner occupied building
Transaction:
● Over 100% financing of the owner occupied building
Features:
● Financing includes the soft costs-engineering, setup costs of new location
● Over 100% financing
● Amortization 25 years
● Capital postponement for 12-24 months
● No Personal recourse
Benefits For The Client:
● Financing includes the soft and set up costs
● Extended amortization
● Capital postponement allows for the new plant to increase efficiency prior to having to pay back capital
● Company can keep its capital for other projects
● No personal recourse
Deal: $3,800,000
Construction semi commercial
Transaction:
● Construction loan at 75% of the cost to build
Features:
● Progressive disbursement
● Interest only
● Exit of construction loan aligned from onset
Benefits For The Client:
● Increased value of land is included in the overall value-Actual leverage greater than 75%
● Clients cash flow is well maintained
● Exit of bridge is already established
Deal: $1,250,000
Semi commercial financing
Transaction:
● 75% refinancing of the value of the immovable
Features:
● 25 year amortization
● Cost of funds +1%
● 75% financing of the current value
Benefits For The Client:
● Extended amortization ● Preferred tax treatment
● Preferred rate
● Equity take out